Age 35-44? Here's the Average Retirement Savings for People Your Age.

The average household retirement account balance for ages 35 to 44 stands at over $141,000.

The median balance is much lower because it's not skewed by wealthy individuals.

Time and compound earnings can help you make up ground if you're behind in savings.

For many people, retirement isn't the most pressing financial concern; they're (rightfully) more worried about current day-to-day expenses. This can be especially true for people in the 35-44 age range, because retirement is at least a couple of decades away in most cases.

However, it's never too early to start thinking about your retirement savings, because later comes eventually. That doesn't mean it has to jump to the top of the financial priority totem pole, but it's worth knowing where you stand so you can see what adjustments, if any, you may need to make.

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According to the latest available data from the Federal Reserve (the Fed), the average household retirement account balance for people age 35 to 44 is $141,520.

Wealthy people and high earners can often skew the average benefit of things like retirement savings, so it's also helpful to look at the median balance to help keep things in perspective. According to the Fed, the median balance for ages 35 to 44 is $45,000, which is much more reflective of a typical household.