Are you 60 years old and have no retirement savings? Here are 4 tips for stepping up your savings game

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For those approaching 60 years old with little to no retirement savings, there are two pieces of good news.

First, you’re not alone. A 2024 survey by the AARP (1) found that roughly 20% of U.S. adults over 50 had no retirement savings whatsoever. While some of these individuals will accumulate some savings by the time they turn 60, it’s fair to assume millions of people will enter their golden years with no meaningful nest egg.

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Second, there’s still time to salvage your retirement, even though it might not seem like it. You may need to take extraordinary steps and modify your retirement plan in creative ways to achieve a comfortable retirement, but it’s still certainly within your reach if you try.

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