Best money market account rates today, Saturday, June 13, 2026: Best account provides 4.01% APY

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Find out how much you could earn with today's money market account rates . Deposit interest rates (including money market account rates) have been falling over the past two years. That's why it's more important than ever to compare MMA rates and ensure you earn as much as possible on your balance.

The national average money market account rate stands at 0.57%, according to the FDIC. This might not seem like much, but consider that four years ago, it was just 0.07%. So by historical standards, money market account rates are still quite high.

Even so, some of the top accounts are currently offering over 4% APY. Since these rates may not be around much longer, consider opening a money market account now to take advantage of today's high rates.

Here's a look at some of the top MMA rates available today, Saturday, June 13, 2026:

TotalBank Online Money Market Deposit Account : 4.01% APY ($2,500 minimum balance required to earn the highest rate)

Brilliant Bank Surge Money Market Account : 4% APY ($1,000 minimum balance required to earn the highest rate)

First Foundation Bank Online Money Market Account : 3.75% APY ($1,000 minimum balance required to earn the highest rate)