Best money market account rates today, Thursday, June 11, 2026: Earn up to 4.01% APY

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Find out which banks are offering the best MMA rates right now. As interest rates continue to hang around at recent levels following another decision by the Fed to keep rates unchanged, it's more important than ever to ensure you're earning a competitive rate on your savings.

One option you may want to consider is a money market account (MMA). These accounts are similar to savings accounts — they offer interest on your balance, but may also include a debit card and/or check-writing capabilities.

Wondering where the top money market account rates can be found today? Here's what you need to know.

From a historical perspective, money market account interest rates have been quite high. The national average interest rate for money market accounts is just 0.57%, according to the FDIC, but the top money market account rates often pay above 4% APY or even more — similar to the rates offered on high-yield savings accounts .

Here's a look at some of the top MMA rates available today, Thursday, June 11, 2026:

TotalBank Online Money Market Deposit Account : 4.01% APY ($2,500 minimum balance required to earn the highest rate)

Brilliant Bank Surge Money Market Account : 4% APY ($1,000 minimum balance required to earn highest rate)