Best money market account rates today, Tuesday, June 9, 2026: Earn up to 4.01% APY

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Money market accounts (MMAs) can be a great place to store your cash if you're looking for a relatively high interest rate, liquidity, and flexibility. Unlike traditional savings accounts, MMAs typically offer higher returns and may also provide check-writing privileges and debit card access. This makes these accounts ideal for holding long-term savings you want to grow over time, while still being able to access them when needed for certain purchases or bills.

The national average interest rate for money market accounts is just 0.57%, according to the FDIC. However, the best money market account rates often pay above 4% APY — similar to the rates offered on high-yield savings accounts .

Here is a look at today's highest money market account rates, Tuesday, June 9, 2026 :

TotalBank Online Money Market Deposit Account : 4.01% APY ($2,500 minimum balance required to earn highest rate)

Brilliant Bank Surge Money Market Account : 4% APY ($1,000 minimum balance required to earn highest rate)

First Foundation Bank Online Money Market Account : 3.75% APY ($1,000 minimum balance required to earn highest rate)

Prime Alliance Bank Personal Money Market Account : 3.75% APY