Best money market account rates today, Wednesday, June 10, 2026: Secure up to 4.01% APY

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Find out which banks are offering the best money market account rates right now. As interest rates have remained stable due to the Fed leaving rates unchanged so far in 2026, it's more important than ever to ensure you're earning a competitive rate on your savings. One option you may want to consider is a money market account (MMA).

Wondering where to find the top money market account rates today? Here's what you need to know.

From a historical perspective, money market account interest rates have been quite high. The national average interest rate for money market accounts is just 0.57%, according to the FDIC, but the top money market account rates pay 3.5%-4% APY — similar to the rates offered on high-yield savings accounts .

Here's a look at some of the highest MMA rates available today, Tuesday, June 10, 2026:

TotalBank Online Money Market Deposit Account : 4.01% APY ($2,500 minimum balance required to earn the highest rate)

Brilliant Bank Surge Money Market Account : 4% APY ($1,000 minimum balance required to earn the highest rate)

First Foundation Bank Online Money Market Account : 3.75% APY ($1,000 minimum balance required to earn the highest rate)