Boomer beware: 5 big-ticket buys seniors regret in retirement — and what you can do to avoid making these mistakes

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One surprise that often hits retirees in their first few years is that even without the costs of working and contributing to retirement accounts, they end up spending more than when they held down a job.

Some financial planners cite three retirement phases: Go-Go, Slow-Go and No-Go. In the Go-Go years, typically 65 to 75, many healthy, young retirees spend big to check lifelong dreams off their bucket list — and make big purchases they may end up later regretting.

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A study from AARP (1) found that there are five spending categories retirees tend to regret splurging on, which you should be mindful of if you're in (or approaching) retirement.

Here's what you should watch out for and what you can do to benefit your wallet instead.