Joe Rogan floored after Caleb Hammer says US boomers should have $2M-$5M saved — no sympathy if they don't. Is he right?

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"I'm starting to not have sympathy for the boomers. I'm really not," financial influencer Caleb Hammer told Joe Rogan on a recent episode of The Joe Rogan Experience (1).

“If you were 25 in 1990 and made an average U.S. salary for 40 years, saving 5% to 10% per month in the S&P 500, how much would they have now?” Rogan asked.

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"If they just put 5% to 10% a month aside, in the stock market that they had, that they had , they would be multimillionaires," Hammer said.

Rogan asked Perplexity AI to confirm, and it responded: “They would have around $2 million to $5 million, depending on exact assumptions.”