Limelight Bank review (2026): Top rates on savings and CD accounts with few fees

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Summary : Limelight Bank is the online-only division of Capital Community Bank (CC Bank), which was founded in 1993. Limelight is headquartered in Pleasant Grove, Utah. The bank offers several CDs and an HYSA, but no checking accounts are available at this time.

Limelight offers a high-yield savings account that currently earns 3.9% APY. That's more than 10 times higher than the national average rate for savings accounts .

To open a Limelight HYSA, you'll need to make a $100 minimum deposit. You can only open an account online, so you'll need to transfer the funds from another bank, or send a check or wire to Limelight.

Limelight does not offer a debit card , ATM access, or checks, so you shouldn't open a Limelight HYSA unless you're comfortable making all of your deposits and withdrawals online. It's also worth noting that you can only make six transfers from your account each four-week period.

Limelight offers four different options for CDs, all with competitive interest rates. Terms range from six to 36 months and require a minimum deposit of $1,000.

Limelight does not charge many fees, though customers may incur charges for specific services.

Competitive deposit account rates : Limelight Bank's HYSA rate is amongst the highest available on the market today. It also offers CDs with rates up to an impressive 4% APY.