Mortgage and refinance interest rates today, Saturday, August 22, 2026: Bond market sends rates scrambling

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According to average rates from the Zillow lender marketplace, mortgage rates are extremely volatile heading into the weekend. Two popular loan terms rose dramatically while another slid lower. A nervous bond market has mortgage rates scrambling.

The current 30-year fixed rate today, Saturday, August 22, 2026 , rose 14 basis points to 6.64% ; the 15-year fixed rate fell 12 basis points to 5.88% ; and the 5/1 ARM rose a whopping 49 basis points to 6.74% .

Read more: Weekly survey of mortgage lenders with the lowest rates: Small moves in rates and fees

Here are the current mortgage rates today, Saturday, August 22, 2026 , according to the latest Zillow data:

Remember, these are the national averages and are rounded to the nearest hundredth.

These are today's mortgage refinance rates, Saturday, August 22, 2026 , according to the latest Zillow data:

Again, the numbers provided are national averages rounded to the nearest hundredth. Mortgage refinance rates are often higher than rates when you buy a house, although that's not always the case.