Over Half of Gen X Retirees Thinking About Working Again – Experts Reveal How They Should

Retirement once meant stepping away from work, but many Gen Xers now expect a second act.

A Northwestern Mutual Planning and Progress Study found many doubt they will be financially ready, making future income part of the plan.

Discover More: Here’s How Much You Need To Retire With a $100K Lifestyle

Find Out: 10 Clever Ways Retirees Are Earning Up To $1K per Month From Home

That means over half of Gen X retirees are thinking about working again . These experts reveal how they should go about it.

Before searching for a job, financial experts say the first step is determining whether work is truly necessary or simply a reaction to market uncertainty.

“A clear cash-flow and tax projection can show whether a modest expense adjustment or smarter withdrawal strategy solves the problem without reentering the workforce,” said Christopher Stroup, founder and president of Silicon Beach Financial .

Stroup explained, “If the gap is short-term or market-driven, work may be optional. If it’s structural, earned income can add meaningful flexibility.”