Suze Orman says AI could force you out of your job before 65 — and retiring early costs you each year

When making your retirement plans, setting a target retirement age gives you an idea of what your Social Security benefits will look like and how much you need to save each month to hit your nest-egg goal.

Unfortunately, many people are making a dangerous mistake when setting their retirement age — at least according to finance expert, Suze Orman.

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Orman has long warned that far too many people plan to work into their late 60s, and even into their 70s, despite the fact that doing so may not be realistic. Now, however, Orman believes that employees who plan to work later into their lives may not even have the chance to because of AI.

In a recent post , Orman says she has "always been concerned when people tell [her] their retirement plan is to keep working through their sixties, or to maybe never retire." And now, she says, "AI is making this an even bigger problem by adding a new variable to the mix."

Orman warned that AI is disrupting workplaces, and that when AI enters an industry, actual worker exits accelerate.