Use the 401 Calculator
Project your 401(k) balance including employer match.
- Free to use
- No signup
- Nothing to install
- Runs in your browser
Illustration. Open the tool for the real thing.
See it in action
The 401 Calculator with sample data entered and the result showing.

What is the 401 Calculator?
Project your 401(k) balance including employer match.
Fill in the fields and the page works out the result for you.
3 steps to your result
Open the tool and follow along. Nothing to install.
What you get
Annual Salary ($), Your Contribution (%), Employer Match (%), Current Balance ($), Expected Return (%), Years to Retirement
Your Monthly Contribution, Employer Match/Month, Total Monthly.
Part of the Retirement group of AZRS calculators.
AZRS tools are free to open and use.
It opens in your browser, so there is nothing to download.
Used for
Pick one to see how it fits.
How it compares
A plain look at this tool next to the usual alternative.
| This calculator | Desktop software | |
|---|---|---|
| Install | Nothing to install | Usually an app or program to install |
| Account | No signup | Depends on the product |
| Cost | Free to use | Free or paid, depends on the product |
| Where it runs | In your browser tab | On your computer |
Questions people ask
What does the 401(k) Calculator do?
Project your 401(k) balance including employer match.
What does it assume?
Always contribute enough to capture the full employer match.
Is the result financial advice?
No. It is an estimate to help you plan. Check important decisions with a qualified professional.
Do I need an account to use the 401(k) Calculator?
No. Open the page and enter your numbers.
How do I use the 401 Calculator?
1. Open the 401(k) Calculator. 2. Enter the values it asks for: Annual Salary ($), Your Contribution (%), Employer Match (%), Current Balance ($), Expected Return (%), Years to Retirement. 3. Read the result: Projected Balance and the figures listed under it.
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Try the 401 Calculator now
Project your 401(k) balance including employer match. Free to use.
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