Shopify Transaction Fee Calculator
Real Shopify payment processing rates by plan and payment method, auto-calculated into your net payout · free, no signup
How Shopify Transaction Fee Calculator works, step by step
Enter your sale amount.
Download itChoose your Shopify plan.
Shopify Transaction Fee Calculator
Shopify's real online payment processing rate depends on which plan you're subscribed to — Basic, Shopify, Advanced or Plus — with higher-tier plans getting a lower percentage-plus-fixed rate when using Shopify Payments. Choose your plan and this tool applies the real published rate for that tier automatically.
If you use an external payment gateway instead of Shopify Payments, Shopify adds an extra published percentage on top (highest on Basic, dropping to none on Plus) as a real additional transaction fee — select your payment method and that's added in automatically too, so the total reflects what you'd genuinely be charged.
Key features
Real per-plan processing rate
Basic, Shopify, Advanced and Plus each use their own real published percentage + fixed fee.
Real external-gateway surcharge
Automatically adds Shopify's published extra fee for not using Shopify Payments, which varies by plan.
Exact net payout
Sale amount minus the real combined fee for your plan and payment method.
No manual fee lookup
Just pick your plan and payment method — the correct real rate combination is applied automatically.
How to use it
- Enter your sale amount.
- Choose your Shopify plan.
- Choose whether you use Shopify Payments or an external gateway.
- See your real processing fee and net payout instantly.
Worked example
Example
$100 sale on the Shopify plan (2.6% + $0.30) using Shopify Payments → fee $2.90, net $97.10. Same sale on Basic using an external gateway instead → Shopify's own extra fee is 2% = $2.00 (net $98.00 from Shopify's side), plus whatever separate processing fee your external gateway itself charges on top.
Who uses this tool
Shopify store owners choosing a plan
See the real processing-cost difference between plan tiers before upgrading or downgrading.
Merchants deciding on Shopify Payments vs another gateway
See the real extra cost of not using Shopify Payments.
Anyone budgeting margin per sale
Get an exact, plan-specific fee instead of a generic guess.
Tips for the best results
- Shopify Payments' rate already includes card processing; an external gateway charges its own separate processing fee on top of Shopify's extra transaction fee, which isn't included in this calculator.
- Shopify Plus pricing is commonly negotiated per-merchant, so its rate here is a representative published starting figure, not a guaranteed number — confirm your actual contracted rate.
- In-person (POS) rates differ from the online rates modeled here.
Common mistakes to avoid
- Assuming all Shopify plans charge the same processing rate — higher-tier plans genuinely get a lower percentage.
- Forgetting the external-gateway surcharge is in addition to that gateway's own processing fee, not instead of it.
- Using the online rate to estimate in-person POS transaction costs, which follow a different real rate.
Why use AZRS QuickFix?
It is 100% free, needs no signup and has no watermark or usage limits. The tool runs in your browser, so what you type stays on your device, and it works on phones, tablets and desktops. New tools are added every week — bookmark this page or browse the full QuickFix toolbox.
Frequently asked questions
Does the Shopify plan really change my payment processing rate?
Yes — Shopify's published Shopify Payments rates genuinely get lower as you move from Basic to Shopify to Advanced to Plus.
What is the external gateway fee?
An additional percentage Shopify charges when you use a payment gateway other than Shopify Payments, published per plan and highest on Basic, dropping toward 0% on Plus — it's added on top of that gateway's own fees.
Is the Shopify Plus rate exact?
Plus pricing is commonly negotiated per merchant, so the figure here is a representative published starting rate, not a guaranteed number — confirm your actual contract.
Is my data stored?
No, everything is calculated locally in your browser.