The free Budget Calculator
Split your take-home income into needs, wants, and savings.
- Free to use
- No signup
- Nothing to install
- Runs in your browser
Illustration. Open the tool for the real thing.
See it in action
The Budget Calculator with sample data entered and the result showing.

What is the Budget Calculator?
Split your take-home income into needs, wants, and savings.
Fill in the fields and the page works out the result for you.
3 steps to your result
Open the tool and follow along. Nothing to install.
What you get
Monthly Take-Home Pay ($)
Wants (30%), Savings/Debt (20%), Total Income.
Part of the Other group of AZRS calculators.
AZRS tools are free to open and use.
It opens in your browser, so there is nothing to download.
Used for
Pick one to see how it fits.
How it compares
A plain look at this tool next to the usual alternative.
| This calculator | Desktop software | |
|---|---|---|
| Install | Nothing to install | Usually an app or program to install |
| Account | No signup | Depends on the product |
| Cost | Free to use | Free or paid, depends on the product |
| Where it runs | In your browser tab | On your computer |
Questions people ask
What does the Budget Calculator (50/30/20) do?
Split your take-home income into needs, wants, and savings.
Is the result financial advice?
No. It is an estimate to help you plan. Check important decisions with a qualified professional.
Do I need an account to use the Budget Calculator (50/30/20)?
No. Open the page and enter your numbers.
How do I use the Budget Calculator?
1. Open the Budget Calculator (50/30/20). 2. Enter the values it asks for: Monthly Take-Home Pay ($). 3. Read the result: Needs Budget (50%) and the figures listed under it.
Who is it for?
Planning: Split your take-home income into needs, wants, and savings.
More free tools
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Try the Budget Calculator now
Split your take-home income into needs, wants, and savings. Free to use.
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