Use the Home Equity Loan Calculator
See your available equity and estimated fixed loan payment.
- Free to use
- No signup
- Nothing to install
- Runs in your browser
Illustration. Open the tool for the real thing.
See it in action
The Home Equity Loan Calculator with sample data entered and the result showing.

What is the Home Equity Loan Calculator?
See your available equity and estimated fixed loan payment.
Fill in the fields and the page works out the result for you.
3 steps to your result
Open the tool and follow along. Nothing to install.
What you get
Home Value ($), Mortgage Balance ($), Loan Amount Wanted ($), Interest Rate (%), Term (Years)
Total Home Equity, Max Borrowable (85% CLTV), Loan Requested.
Part of the Mortgage & Real Estate group of AZRS calculators.
AZRS tools are free to open and use.
It opens in your browser, so there is nothing to download.
Used for
Pick one to see how it fits.
How it compares
A plain look at this tool next to the usual alternative.
| This calculator | Desktop software | |
|---|---|---|
| Install | Nothing to install | Usually an app or program to install |
| Account | No signup | Depends on the product |
| Cost | Free to use | Free or paid, depends on the product |
| Where it runs | In your browser tab | On your computer |
Questions people ask
What does the Home Equity Loan Calculator do?
See your available equity and estimated fixed loan payment.
What does it assume?
Most lenders cap combined loan-to-value (CLTV) at 80-85%.
Is the result financial advice?
No. It is an estimate to help you plan. Check important decisions with a qualified professional.
Do I need an account to use the Home Equity Loan Calculator?
No. Open the page and enter your numbers.
How do I use the Home Equity Loan Calculator?
1. Open the Home Equity Loan Calculator. 2. Enter the values it asks for: Home Value ($), Mortgage Balance ($), Loan Amount Wanted ($), Interest Rate (%), Term (Years). 3. Read the result: Monthly Payment and the figures listed under it.
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