Meet the House Affordability Calculator
Estimate the maximum home price you can comfortably afford using the 28/36 rule.
- Free to use
- No signup
- Nothing to install
- Runs in your browser
Illustration. Open the tool for the real thing.
See it in action
The House Affordability Calculator with sample data entered and the result showing.
What is the House Affordability Calculator?
Estimate the maximum home price you can comfortably afford using the 28/36 rule.
Fill in the fields and the page works out the result for you.
3 steps to your result
Open the tool and follow along. Nothing to install.
What you get
Annual Gross Income ($), Monthly Debt Payments ($), Down Payment ($), Interest Rate (%), Loan Term (Years)
Max Monthly Payment, Estimated Loan Amount, Down Payment, Front-End Ratio (28%).
Part of the Mortgage & Real Estate group of AZRS calculators.
AZRS tools are free to open and use.
It opens in your browser, so there is nothing to download.
Used for
Pick one to see how it fits.
Planning
Estimate the maximum home price you can comfortably afford using the 28/36 rule.
Try it freeHow it compares
A plain look at this tool next to the usual alternative.
| This calculator | Desktop software | |
|---|---|---|
| Install | Nothing to install | Usually an app or program to install |
| Account | No signup | Depends on the product |
| Cost | Free to use | Free or paid, depends on the product |
| Where it runs | In your browser tab | On your computer |
Questions people ask
What does the House Affordability Calculator do?
Estimate the maximum home price you can comfortably afford using the 28/36 rule.
What does it assume?
Excludes property tax, insurance & HOA. Consult a lender for a precise pre-approval.
Is the result financial advice?
No. It is an estimate to help you plan. Check important decisions with a qualified professional.
Do I need an account to use the House Affordability Calculator?
No. Open the page and enter your numbers.
How do I use the House Affordability Calculator?
1. Open the House Affordability Calculator. 2. Enter the values it asks for: Annual Gross Income ($), Monthly Debt Payments ($), Down Payment ($), Interest Rate (%), Loan Term (Years). 3. Read the result: Estimated Max Home Price and the figures listed under it.
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Try the House Affordability Calculator now
Estimate the maximum home price you can comfortably afford using the 28/36 rule. Free to use.
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