The free Present Value Calculator
What is a future sum of money worth today?
- Free to use
- No signup
- Nothing to install
- Runs in your browser
Illustration. Open the tool for the real thing.
See it in action
The Present Value Calculator with sample data entered and the result showing.

What is the Present Value Calculator?
What is a future sum of money worth today?
Fill in the fields and the page works out the result for you.
3 steps to your result
Open the tool and follow along. Nothing to install.
What you get
Future Value ($), Discount Rate (%), Years
Future Value, Discount Rate.
Part of the Investment & Interest group of AZRS calculators.
AZRS tools are free to open and use.
It opens in your browser, so there is nothing to download.
Used for
Pick one to see how it fits.
How it compares
A plain look at this tool next to the usual alternative.
| This calculator | Desktop software | |
|---|---|---|
| Install | Nothing to install | Usually an app or program to install |
| Account | No signup | Depends on the product |
| Cost | Free to use | Free or paid, depends on the product |
| Where it runs | In your browser tab | On your computer |
Questions people ask
What does the Present Value Calculator do?
What is a future sum of money worth today?
Which formula does it use?
The page lists the formula as PV = FV ÷ (1 + r)ⁿ.
Is the result financial advice?
No. It is an estimate to help you plan. Check important decisions with a qualified professional.
Do I need an account to use the Present Value Calculator?
No. Open the page and enter your numbers.
How do I use the Present Value Calculator?
1. Open the Present Value Calculator. 2. Enter the values it asks for: Future Value ($), Discount Rate (%), Years. 3. Read the result: Present Value and the figures listed under it.
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