Use the Startup Cost Calculator — Itemized Business
Add your own itemized startup costs (rent, equipment, licensing, inventory, marketing, website, misc) to see your real total launch cost.
- Free to use
- No signup
- Nothing to install
- Runs in your browser
Illustration. Open the tool for the real thing.
What is the Startup Cost Calculator — Itemized Business?
Add your own line items under real startup categories — rent/deposit, equipment, licensing and permits, initial inventory, marketing and ads, website and software, and miscellaneous — each with its own dollar amount. This tool adds them up for a real total startup cost and breaks the total down by category so you can see exactly where the money goes.
If you also enter your starting capital and an estimated monthly burn rate (ongoing monthly costs after launch), it calculates a real runway figure: (starting capital − total startup cost) ÷ monthly burn rate, showing exactly how many months you can operate before running out of money at your current spending rate.
3 steps to your result
Open the tool and follow along. Nothing to install.
What you get
Add or remove any line item under real startup cost categories.
See exactly what share of your budget goes to rent, equipment, inventory, marketing and more.
Enter starting capital and monthly burn rate for a real 'months until you run out of money' figure.
Every number is a direct sum of what you entered — no hidden estimates.
AZRS tools are free to open and use.
It opens in your browser, so there is nothing to download.
Used for
Pick one to see how it fits.
First-time founders
Build a real, itemized picture of launch costs instead of guessing a round number.
Try it freeAnyone pitching for a loan or investment
Show a transparent, categorized cost breakdown.
Try it freeSide-hustle and small shop owners
Check whether starting capital genuinely covers both launch costs and early operating months.
Try it freeHow it compares
A plain look at this tool next to the usual alternative.
| This calculator | Desktop software | |
|---|---|---|
| Install | Nothing to install | Usually an app or program to install |
| Account | No signup | Depends on the product |
| Cost | Free to use | Free or paid, depends on the product |
| Where it runs | In your browser tab | On your computer |
Questions people ask
What counts as a startup cost vs an ongoing cost?
Startup costs are one-time expenses to get the business open (deposits, equipment, initial inventory, licensing, initial marketing push, website build); ongoing costs are recurring monthly expenses (rent, subscriptions, restocking) used for the separate burn-rate/runway figure.
How is runway calculated?
(Starting capital − total startup cost) ÷ monthly burn rate = months of runway — real division on your own entered numbers.
What if my runway is negative or very short?
It means your starting capital doesn't fully cover your itemized startup costs plus even one month of operating expenses — a sign to either raise more capital, cut startup costs, or lower planned monthly spending before launching.
Should I include my own salary in the burn rate?
If you plan to pay yourself from the business, include that as a monthly cost — leaving it out will overstate your real runway.
Is this financial or legal advice?
No, it's a transparent sum of the numbers you enter, not professional financial, legal or accounting advice — check your specific licensing and startup cost requirements locally.
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Try the Startup Cost Calculator — Itemized Business now
Build your own itemized startup cost list and see your real total, category breakdown and. Free to use.
Try it free