The free APR Calculator
See the true annual cost of a loan once lender fees are blended in.
- Free to use
- No signup
- Nothing to install
- Runs in your browser
Illustration. Open the tool for the real thing.
See it in action
The APR Calculator with sample data entered and the result showing.
What is the APR Calculator?
See the true annual cost of a loan once lender fees are blended in.
Fill in the fields and the page works out the result for you.
3 steps to your result
Open the tool and follow along. Nothing to install.
What you get
Loan Amount ($), Interest Rate (%), Total Lender Fees ($), Loan Term (Years)
Nominal Interest Rate, Total Fees, Monthly Payment.
Part of the Mortgage & Real Estate group of AZRS calculators.
AZRS tools are free to open and use.
It opens in your browser, so there is nothing to download.
Used for
Pick one to see how it fits.
How it compares
A plain look at this tool next to the usual alternative.
| This calculator | Desktop software | |
|---|---|---|
| Install | Nothing to install | Usually an app or program to install |
| Account | No signup | Depends on the product |
| Cost | Free to use | Free or paid, depends on the product |
| Where it runs | In your browser tab | On your computer |
Questions people ask
What does the APR Calculator do?
See the true annual cost of a loan once lender fees are blended in.
What does it assume?
APR is always ≥ the nominal interest rate because it includes fees.
Is the result financial advice?
No. It is an estimate to help you plan. Check important decisions with a qualified professional.
Do I need an account to use the APR Calculator?
No. Open the page and enter your numbers.
How do I use the APR Calculator?
1. Open the APR Calculator. 2. Enter the values it asks for: Loan Amount ($), Interest Rate (%), Total Lender Fees ($), Loan Term (Years). 3. Read the result: Annual Percentage Rate (APR) and the figures listed under it.
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Try the APR Calculator now
See the true annual cost of a loan once lender fees are blended in. Free to use.
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