Use the Roth IRA Calculator
Project tax-free growth of a Roth IRA.
- Free to use
- No signup
- Nothing to install
- Runs in your browser
Illustration. Open the tool for the real thing.
See it in action
The Roth IRA Calculator with sample data entered and the result showing.
What is the Roth IRA Calculator?
Project tax-free growth of a Roth IRA.
Fill in the fields and the page works out the result for you.
3 steps to your result
Open the tool and follow along. Nothing to install.
What you get
Current Balance ($), Annual Contribution ($), Expected Return (%), Years to Retirement
Total Contributed, Tax-Free Growth.
Part of the Retirement group of AZRS calculators.
AZRS tools are free to open and use.
It opens in your browser, so there is nothing to download.
Used for
Pick one to see how it fits.
How it compares
A plain look at this tool next to the usual alternative.
| This calculator | Desktop software | |
|---|---|---|
| Install | Nothing to install | Usually an app or program to install |
| Account | No signup | Depends on the product |
| Cost | Free to use | Free or paid, depends on the product |
| Where it runs | In your browser tab | On your computer |
Questions people ask
What does the Roth IRA Calculator do?
Project tax-free growth of a Roth IRA.
What does it assume?
2026 Roth IRA contribution limit: $7,000 ($8,000 if age 50+).
Is the result financial advice?
No. It is an estimate to help you plan. Check important decisions with a qualified professional.
Do I need an account to use the Roth IRA Calculator?
No. Open the page and enter your numbers.
How do I use the Roth IRA Calculator?
1. Open the Roth IRA Calculator. 2. Enter the values it asks for: Current Balance ($), Annual Contribution ($), Expected Return (%), Years to Retirement. 3. Read the result: Tax-Free Balance at Retirement and the figures listed under it.
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